Welcome to the loans point

Easy and hassle free financial decisions starts right at The Loans Point! We make it easy for you to make smart financial choices that fit your budget as well as lifestyle. With us you can draw easy comparison of hundreds of personal loans, payday loans, travel loans, medical loans, unsecured loans and other financial options. Utilise our services and save your valuable time and money!

We give you detailed information about the financial products along with the interest rates, monthly repayment, upfront fee, features and benefits. Comparing the deals by multiple lenders side by side is made absolutely easy. Simply click on the loan deal you need and get all necessary details before confirming your loan.

Our hassle free comparison services will help you find affordable loan deals within minutes. Simply provide us details about your requirement and we will get back to you with a quick response. With the aid of our smart search facility you can rest assured to get matched with a reputed lender in Australia in no time.

Lenders will inform you whether your application has been accepted or rejected. If accepted, the approved amount will be directly deposited into your bank account. Repaying back the loan on time is important. Failure to do so can get you trapped in serious monetary issues.

With us you can access over hundred of financial products from countless providers. We help you narrow down your search and find the right product. Our easy to use comparison tools and services denote that you do not have to visit hundreds of different websites to find the perfect deals.

At The Loans Point let us take the hassle out of searching the right financial products for you today!

How It Works

1.

The sole goal of this website is to provide you unparalleled matching services. The Loans Point aims at matching you with the appropriate lender who can provide you with the monetary assistance you are in need of. Whether you are in need of a short term loan, long term personal loan, home renovation loans or travel loans, we make it easy for you to narrow down the potential options available and make the right pick.

2.

We have simplified the application procedure for you. You can start with us by submitting your personal details. It will not take more than a few minutes to fill in and submit the application form. You will in no time get a decision from one of the lenders or brokers we are associates with in this website.

3.

Make sure you provide us complete and correct details in the form. Incorrect or incomplete information can get the application rejected and lenders may refuse approval. Based on the information provided to us we will try to get you matched with a lender who can fulfil your requirement. Lender will provide an instant decision for the application and if an applicant is accepted the process for loan approval will be initiated.

4.

It is the responsibility of the applicant to carefully read the rates and terms of the lender. They should also understand the interest rates, other finance charges and credit check policy before entering into a loan agreement. Once an application is accepted, lender will get the approved cash deposited into the applicant’s account right away.

Frequently Asked Questions

Ques. How can The Loans Point help me?

The Loans Point is a website where we help you draw comparison of multiple loans by multiple lenders side by side so that you can find what exactly you are in need of. We are not a lender but a mediator and can only get you matched with a lender. We play no role in the decisions that lenders take based on the information you provide.

Ques. How can I get the monetary assistance I am in need of?

Once you are approved, lender will get the approved cash deposited straight to your bank account. Depending on when your loan is actually approved, the funds will get transferred into your account within a day or within one working day. To avoid delays in receiving the funds try to apply during normal working hours and fill out the form with correct and complete details.

Ques. What if I fail to repay back the borrowed cash on time?

If you are unable to repay the loan when it is due contact the lender immediately. In addition, check out the fees and charges that may apply. This can also have negative effect on your credit status and incur additional charges and fee.

Ques. Can I opt for renewal?

Not all lender offers renewal. So, ahead of applying do check if a lender offers renewal and what the charges are.

Ques. For how long can I borrow a loan?

Depending on what loan deal you have chosen the repayment tenure will vary. Go through the loan agreement carefully ahead of signing it to know about the repayment terms.