Bad Credit Loans

Do you have unfavorable credit score? Finding it hard to get approved for a loan? Facing continuous loan rejections? Just calm down! We at The Loans Point can help you in finding the best deal on bad credit loans, possibly by the best lender and at a best rate. We understand your situation and thus we work fast and help you find the cash you need the most in a quicker and easier way.

What Are Bad Credit Loans?

As the name suggests, these loans are especially crafted for the ones struggling with bad credit rating. There could be many reasons of not having a perfect credit rating. But with us you will not be judged on your past credit hiccups. We will let you find lenders on the basis of your present financial condition and your ability to repay the loan. With emergency loans bad credit, you can borrow funds in between $300 to $4,600, over a time span of 12 to 24 months.

How Do I Apply For A Poor Credit Loan?

Simply fill in a small online application form designed by the lenders and submit it. You are required to provide your basic personal, financial and employment in the form which will be verified by lenders. Once your loan request is accepted by lenders, the approved cash will be directly transferred to your bank account.

How Can I Use A Bad Credit Loan?

Any of your unavoidable financial requirements can now be easily settled with a personal bad credit loan. This may include:

  • Purchasing groceries and other important household things
  • To pay for home renovation or car repair charges
  • To clear credit card dues
  • Paying for ward's educational expenses
  • Handling medical bills etc.

Am I Eligible To Apply?

In order to be considered eligible to apply for loans, you must fulfill few basic preconditions set by the lenders. Just confirm that you are a permanent resident of Australia, have a valid bank account, hold a legal age of eighteen years or more and have a regular source of income.


Small Loans
$300 - $2,000
Loan amounts $300 - $2,000
Terms3 - 6 months
Establishment Fee20%
Monthly Fee4%
APRN / A *
Comparison Rate138.37%**
Medium Loans
$2,001 - $4,600
Loan Amounts$2,001 - $4,600
Terms13 - 24 months
Establishment Fee$400
Monthly Fee$0
Comparison Rate65.86%**