Qualifying for a small loan is absolutely easy. Just meet the simple eligibility criteria levied by the lenders and you are done. However, the criteria may vary from lender to lender. So, you need to check that with your lender. Generally, the lender consider you eligible to apply for a loan if you have a legal age of eighteen years or more, you have An Active Mobile Number And Email Address, have a permanent citizenship of Australia and also have a proof of doing regular job and earning fixed income at the end of every month. You are also required to hold a valid active bank account in your name for direct transfer of funds.