Small Personal Loans

Need a breathing space from temporary financial setback? Don't know what to go and where to go? Could not able to get financial help from family and friends? Well to deal with the times of financial setback, taking up small personal loans can be helpful. With us at The Loans Point, you can search, compare and find the suitable deal on these loans in a hassle-free manner.

What Are Small Personal Loans?

They are a short term based loans that will let you borrow immediate amount of funds for small urgent personal demands. The loaned amount can be used to meet unexpected medical aid, to handle sudden car breakdown expense, to pay for small utility bills and more.

Who All Can Apply?

At this loan comparison website, we try our best to help all Aussies to find the required cash when they need the most. For that you are just required to meet few basic preconditions set by the lenders. This may include-

  • Have a minimum age of eighteen years
  • Have a permanent citizenship or residency of Australia
  • Hold a valid checking bank account that accepts direct deposit
  • Have a regular source of income
  • You have an active mobile number and email address

How Much One Can Borrow?

With these short term loans, you can borrow in between $300 to $2,000, repaid over a period of up to 6 months. An establishment fee of 20% and a monthly fee of 4% are fixed by the Australian government on these loans.

How Long Does It Take To Apply With The Loans Point?

Generally, applying with us only takes a few minutes. Just fill up a small online application form and submit it. It is that easy. We will forward your credentials to the lenders connected with us for loan-matching purposes. Lenders will contact you in no time to notify you about if your loan request is accepted or not. Once it is accepted, the approved cash will be straightaway deposited to your checking account.

What To Keep In Mind Before Applying For Cash Loans?

Ahead of applying for cash loans, it is important to weight up their pros and cons. Secondly, you should see whether you can afford the repayment or not. Even though the fees are fixed for these loans but still they are considered an expensive loan plan as compared to other traditional loans available. Use calculators available online to estimate the total cost of the loan.

How Does The Loans Point Work?

We work as a mediator between loan seekers and the lenders. We are not a direct lender and thus we cannot take any credit decisions. We are not the ones who decide anything about the loan and its terms and conditions. So, if you have any queries related to loan amount, repayment term and more then you should contact the lender directly. We offer matchless loan comparison services. With us you can search, compare and find the best loan deal that fit your necessities as well as your repayment capability. Just tell us your requirements and you are done. We just forward your details to the network of top lenders connected with us and help you in fetching the suitable loan deal.


Small Loans
$300 - $2,000
Loan amounts $300 - $2,000
Terms3 - 6 months
Establishment Fee20%
Monthly Fee4%
APRN / A *
Comparison Rate138.37%**
Medium Loans
$2,001 - $4,600
Loan Amounts$2,001 - $4,600
Terms13 - 24 months
Establishment Fee$400
Monthly Fee$0
Comparison Rate65.86%**