Terms

The Loans Point is a dedicated loan matching service provider based in Australia. This term of use is an agreement between the company and you. They are meant to govern your access to and use of this website and the services we offer.

We request you to carefully go through this page ahead of browsing through the site. By using this website you confirm that you are above 18 years, a permanent citizen of Australia and that you have read, understand and agree to be legally bound by these terms of use. If you are unable to comply with it then please do not use this website.

Our services

We are neither a loan lender nor a credit provider. We are also neither an agent, representative nor a broker as well. No lending or credit decisions are made by us. We are just an intermediary and offer free referral service through which loan seekers can connect with a network of prospective third party lenders and brokers with whom we are associated with. We facilitate the citizen of Australia by connecting them to the right lender based on whether they are in need of a short term loan, long term loan, personal loan or an unsecure loan.

Ahead of accessing our services you should note that any information you find in this website has been collected from reliable sources but they may not be able to meet your particular needs. We shall not be responsible for any decision you make based on the information available here. We would like to advise you to seek appropriate financial professional assistance and evaluate the features and benefits of the loan deal that you are applying for. We hold no involvement or responsibility of the loan deals offered by the lender. We shall also not be liable for any damages or costs of any type arising with the loan you have chosen.

Once you have submitted us your personal details and cash requirements we shall share them with the lenders in our database. Sharing of the complete information is subject to these terms of use. With us you can only request a referral for a loan from a lender with whom we shall share your details. The financial service provider will verify your personal details and also run credit checks. Submitting us your loan request is completely voluntary and we cannot guarantee that it will be matched with a financial service provider or you will receive approval.

In this website we do not endorse, recommend or guarantee about the availability of the loan deals, the rates and fees. We cannot assure if they are the most suitable option for you depending on your cash need. Any agreement done with the financial service provider shall be between you and the provider. We have no involvement in the registration process or any decision you take.

Privacy

We have taken all necessary steps to ensure the security of the personal details that you provide us. We will never use your information in any way inconsistent with the limitations and purposes provided in the privacy statement. Go through the privacy policy page to learn more about it.

Authorized Use

At The Loans Point we authorize you to use this website and the content displayed, but only for personal use. You are strictly prohibited from the reproduction, duplication, copy, sale, resale or use of any material for any commercial purpose.

Proprietary Rights

All information, content and design of this site are protected under the copyright law.

Disclaimer Of Warranties

In this website we have tried our best to provide you with accurate information. All information has been collected from reliable sources. However, we shall not be responsible if there is any discrepancy in the information or if you find any error.

Third Parties Websites

Links to third party websites can be found in this website. Such links are not provided for endorsement or recommendation, but they are meant for reference purpose only. We do not have control over the third party websites and any details contained therein. Therefore, we shall not be liable if you access such third party websites. You are free to do so at your own risk.

Modification

In this website we reserve the right to modify the terms of use from time to time and without prior notice. Using the website after such modification will be considered as acceptance to any new or amended terms. Visit this page regularly to stay updated about the changes made.

Violation Of The Terms Of Use

In this website we may without any prior notice terminate your access to our offered services. We also have the right to remove or modify any content you have provided.

Contact Information

If you want to file a complaint, need additional information or simply want to share your feedback, feel free to contact us at any time. At The Loans Point we can be reached 24/7.